Anchorage Medicare - Anchorage County, AK Medicare
Medicare Solutions offers several Medicare plans for people over the age of 65 who live in Anchorage, Alaska. Medicare carriers that we represent in Alaska include Aetna, Humana, Anthem and Mutual of Omaha.
The federal government provides Medicare, a type of health insurance to American citizens who are over the age of 65. The original Medicare plan involves two parts, including hospital insurance (Part A) and outpatient medical insurance (Part B) Medicare Advantage (Part C) combines Parts A and B but is offered by private insurance agencies that have been approved by Medicare. Advantage plans can include prescription drug coverage and other additional benefits, but also have varying co-pays and deductibles. Medicare Part D provides prescription drug coverage to people who have Medicare, and is a supplementary insurance that is offered by Medicare-approved private companies. Costs associated with both Advantage and Part D plans vary from plan to plan.
Aetna Medicare has been a trusted name for over 150 years. Aetna offers Medicare Advantage, Medicare Rx and Medicare Supplement plans.
Humana Medicare began marketing health insurance products in 1984. Humana offers Medicare beneficiaries four different preferred provider organization (PPO) plans.
Mutual of Omaha was established in 1909 and has earned high ratings in A.M. Best, Moody’s and Standard & Poor’s through its time.
The difference between HMO and PPO plans in Medicare is that PPO, or Preferred Provider Organization plans offer beneficiaries the choice of their primary care physician and the choice of what health care provider they would like to go to at a higher copay rate. While Health Maintenance Organization or HMO plans tend to be more affordable, people sometimes prefer to have a choice.
When selecting the Medicare plan that is right for you, you must consider the copayments, hospital expenses, home health care services, and physician networks as well as other expenses. By keeping your own health needs in mind, you can find a plan that is tailored to your individual health needs.
For more information, navigate around Medicare Solutions or call us and speak to a trained specialist at 1-800-328-7305.
