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Detroit Medicare - Wayne County, MI Medicare

Medicare Solutions offers 3 Medicare plans for people over the age of 65 who live in Detroit, Michigan.  The plans that are offered are HumanaChoice Regional PPO R5826-053, HumanaChoice Regional PPO R5826-072 and HumanaChoice Regional PPO R5826-006.  Enter your zip code above to compare Medicare plans in your area.

HumanaChoice Regional PPO R5826-053 has a monthly premium of $0.  For primary care visits there is $10 copay when the primary care physician is notified.  For specialist visits there is $30 copay and members receive one annual physical exam.  There is $550 copay per stay for inpatient hospital care and $250 copay per outpatient visit.  Pharmacy is included, see plan for details.

HumanaChoice Regional PPO R5826-072 has a monthly premium of $96.  For primary care visits there is $15 copay when the primary care physician is notified.  For specialist visits there is $35 copay and members receive one annual physical exam.  There is $225 copay for the first 7 days for inpatient hospital care and $250 copay per outpatient visit.  Pharmacy is not included.

HumanaChoice Regional PPO R5826-006 has a monthly premium of $107.  For primary care visits there is $15 copay when the primary care physician is notified.  For specialist visits there is $40 copay and members receive one annual physical exam and one annual eye exam.  There is $225 copay for the first 7 days for inpatient hospital care and $200 copay per outpatient visit.  Pharmacy is included, see plan for details.

Humana Medicare began marketing health insurance products in 1984.  The monthly premiums for Humana’s plans range from $0-$95. 

The difference between HMO and PPO plans in Medicare is that PPO, or Preferred Provider Organization plans offer beneficiaries the choice of their primary care physician and the choice of what health care provider they would like to go to at a higher copay rate.  However, Health Maintenance Organization or HMO plans tend to be more affordable.

For more information, navigate around Medicare Solutions or call us and speak to a trained specialist at 1-800-328-7305.