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Indianapolis Medicare, Marion County IL Medicare

Medicare Solutions offers 3 Medicare plans for people over the age of 65 who lives in Indianapolis, Indiana.  The plans that are offered are HumanaChoice Regional PPO R5826-082, HumanaChoice Regional PPO R5826-066 and HumanaChoice Regional PPO R5826-008.  Enter your zip code above to compare Medicare plans in your area.

HumanaChoice Regional PPO R5826-053 has a monthly premium of $63.  For primary care visits there is $15 copay when the primary care physician is notified.  For specialist visits there is $35 copay and members receive one annual physical exam.  There is $225 copay per days 1-7 for inpatient hospital care and $100-$200 copay per outpatient visit.  Pharmacy is included, see plan for details.

HumanaChoice Regional PPO R5826-072 has a monthly premium of $0.  For primary care visits there is $10 copay when the primary care physician is notified.  For specialist visits there is $30 copay and members receive one annual physical exam.  There is $195 copay per days 1-15 for inpatient hospital care and $100-$150 copay per outpatient visit.  Pharmacy is not included.

HumanaChoice Regional PPO R5826-006 has a monthly premium of $73.  For primary care visits there is $15 copay when the primary care physician is notified.  For specialist visits there is $35 copay and members receive one annual physical exam.  There is $225 copay per days 1-7 for inpatient hospital care and $100-$200 copay per outpatient visit.  Pharmacy is included, see plan for details.

Humana Medicare began marketing health insurance products in 1984.  The monthly premiums for Humana’s plans range from $0-$95. 

The difference between HMO and PPO plans in Medicare is that PPO, or Preferred Provider Organization plans offer beneficiaries the choice of their primary care physician and the choice of what health care provider they would like to go to at a higher copay rate.  While Health Maintenance Organization or HMO plans tend to be more affordable, members may prefer to have a choice.

When choosing the appropriate Medicare plan, consider out of pocket costs, whether the plan is a Preferred Provider Organization (PPO) or Health Maintenance Organization (HMO), hospital expenses, co-insurance and the amount of skilled nursing and in-home recovery coverage the plan offers.

For more information, navigate around Medicare Solutions or call us and speak to a trained specialist at 1-800-328-7305.