Alabama Medicare

Some of the carriers we represent in Alabama are: Mutual of Omaha and Humana. In Alabama, 88% of people with Medicare have prescription drug coverage, including 59% with Part D. Each Medicare member of Alabama has access to a Medicare Advantage plan with maximum out-of-pocket costs limit less than or equal to $3,400.

There are 46 Medicare drug plans available in Alabama. The lowest monthly premium in 2009 was $22. There are 18 plans that have $0 deductibles. $60.50 is the lowest monthly premium for a prescription drug plan with any generic coverage in the Coverage Gap. There are also 9 plans in Alabama that have a premium of $0 for people who qualify for extra help.

State Assistance Programs

Alabama's SeniorRx/Wellness plan is a program for senior residents of Alabama diagnosed with chronic medical conditions requiring daily medication. The program helps people manage their illnesses in order to prevent more serious problems later in life. ADSS has partnered up with the Alabama Department of Public Health to attain this plan. The plan is a prescription drug assistance program that helps and encourages residents of Alabama to attain free prescription drugs from pharmaceutical services.

SeniorRx/Wellness benefits are available if you're a resident of Alabama, are at least 55 years of age with chronic medical conditions, and have no prescription drug insurance coverage. Also, your individual income must be less than $21,000 or less for singles and $29,140 if you're married.

For more information call (800) 243-5463

If you live in Alabama, consult with one of our MedicareSolutions.com insurance specialists to get personal assistance that is specific to your area. One of our experienced specialists can compare plans in your area and help you find the Medicare insurance benefits that are right for your needs.