Alabama Medicare
Some of the carriers we represent in Alabama are: American Continental, Family Life, Gerber, GPM Life, Loyal American, and United World. In Alabama, 88% of people with Medicare had prescription drug coverage, including 57% with Part D in 2011. Each Medicare member of Alabama has access to a Medicare Advantage plan with a mandatory maximum out-of-pocket cost limit less than or equal to $6,700 and a voluntary maximum out-of-pocket costs limit less than or equal to $3,400.
There are 32 Medicare drug plans available in Alabama. The lowest monthly premium in 2012 is $15.10. There are 15 plans that have $0 deductibles. $63.80 is the lowest monthly premium for a prescription drug plan with any generic coverage in the Coverage Gap. There are also 12 plans in Alabama that have a premium of $0 for people who have a Full Low-Income Subsidy (Extra Help).
State Assistance Programs
Alabama's SeniorRx/Wellness plan is a program for senior residents of Alabama diagnosed with chronic medical conditions requiring daily medication. The program helps people manage their illnesses in order to prevent more serious problems later in life. The Alabama Department of Senior Services has partnered up with the Alabama Department of Public Health to attain this plan. The plan is also a prescription drug assistance program that helps and encourages residents of Alabama to obtain free prescription drugs from pharmaceutical services.
SeniorRx/Wellness benefits are available if you're a resident of Alabama, are at least 55 years of age with chronic medical conditions, and have no prescription drug insurance coverage. Also, your individual income must be less than $21,780 or less for singles and $29,424 if you're married.
For more information call (800) 243-5463 or visit the ADSS website.
If you live in Alabama, consult with one of our MedicareSolutions.com insurance specialists to get personal assistance that is specific to your area. One of our experienced specialists can compare plans in your area and help you find the Medicare insurance benefits that are right for your needs.
For City-Specific Medicare Pages visit:
Birmingham Medicare Plans; Montgomery Medicare Plans; Mobile Medicare Plans; Huntsville Medicare Plans
