Arizona Medicare Advantage and Medicare Supplement Plans
Some of the Arizona Medicare insurance carriers represented by MedicareSolutions.com are Aetna, American Continental, Family Life, Forethought, Gerber, GPM Life, Loyal American, Sentinel, and United of Omaha.
Arizona has Medicare Cost Sharing (MCS) or Medicare Savings programs to help qualified individuals with Medicare insurance expenses. There is no limit on resources for these programs such as cash, bank accounts, stocks, or bonds. In order to be eligible for these programs, you must be eligible for Medicare Part A hospital insurance. Otherwise, eligibility is broken into specific categories and you may qualify for one of the following:
In 2011, a Qualified Medicare Beneficiary (QMB) is someone whose monthly income was $928 or less for an individual and $1,246 for a couple. Benefits for these individuals included payment of Part A and Part B premiums, deductibles, copayments, and coinsurance.
A Specified Low-Income Medicare Beneficiary (SLMB) in 2011 was someone who received or was entitled to receive Medicare Part B and whose monthly income fell under $1,109 for an individual, and $1,491 for a couple. The benefit for these individuals was payment of Medicare Part B premium.
Finally, in 2011 a Qualified Individual (QI) was anyone whose monthly income was under $1,246 for an individual and $1,675 for a couple. The QI benefit was payment of the Medicare Part B premium.
The income and resource limits above may change in 2012. For more information, visit the U.S. government's official site for Medicare.
Additionally, Maricopa County has the SCAN Health Plan, which is a Special Needs Plan operating under a Medicare Advantage contract. To join SCAN Health Plan Arizona, you must be a resident of Maricopa County, Medicaid eligible, and Medicare Part A and B eligible.
Depending on what Medicare insurance plan you currently have, your premium and type of coverage could be changing, as of 2012. Even if your plan for Medicare Advantage, Medicare Prescription Plan, or Medicare Supplemental insurance premiums is the lowest possible for 2011, it could possibly become one of the more expensive plans for Arizona residents starting in 2012. However, you can avoid surprises like this by making sure you take the time to compare rates for 2012 and change plans if you need to do so during Open Enrollment Period, beginning October 15. You are not alone in such an important decision. It is especially during the time leading up to this period that our Medicare specialists at MedicareSolutions.com encourage you to consult them and find a plan that is best for you.
For City-Specific Medicare plans visit:
