Humana Medicare Plans
Humana is one of the largest providers of health insurance in the United States. It offers plans in 22 states, largely throughout the South and Midwest. It is headquartered in Louisville, Kentucky, and offers individual and family plans for health, dental, and vision, as well as employer group plans and Medicare Advantage, Medicare Prescription Drug, and Medicare Supplement Insurance Plans.
Humana views its role in the insurance industry as one of helping to redefine the standard role of “insurance company” beyond simply being a coverage provider. Through innovative wellness initiatives and technology — including smartphone apps — it strives to help its members design lives that are healthy, active, and rewarding.
Humana Medicare Advantage Plans
Humana offers three categories of Medicare Advantage Plans: Health Maintenance Organization (HMO) Plans, Preferred Provider Organization (PPO) Plans, and Private Fee-for-Service (PFFS) Plans. Its Humana Gold Plus (HMO) plans focus on helping seniors manage their health care costs by keeping monthly premiums low and providing predictable cost structures for services. HumanaChoice (PPO) plans expand member choice without requiring referrals for specialists. Humana Gold Choice (PFFS) plans allows the most flexibility to see any doctor who accepts Humana’s payment policies. Specific plan benefits and features vary by state, but many include prescription drug coverage along with other benefits, like Humana’s Silver Sneakers senior fitness program.
Humana Medicare Prescription Drug Plans
Humana offers three Medicare PDP plans: Humana Walmart Rx Plan, Humana Preferred Rx Plan, and Humana Enhanced Plan. Not all plans may be available in all states, and each plan offers different benefits, such as no or low deductibles, low or $0 copays for drugs in certain tiers, and various mail order options.
Humana Medicare Supplement Plans
For its Medicare Supplement Insurance policies, Humana offers the standardized Plans A, B, C, F, G, K, L, and N. These plan benefits are set at the federal level, but many of Humana’s Medicare supplement plans offer additional benefits, which may vary by plan in different states.
Find a Humana Medicare Plan
If you’re curious which Humana Medicare Insurance plans are available in your area and which may be best suited to fulfill your Medicare needs, start by using Medicare Solutions’ customizable search tool to compare plans available to you, including those from Humana.