Illinois Medicare Advantage and Medicare Supplement Plans 2012
Carriers that we represent in Illinois include Aetna, American Continental, Blue Cross Blue Shield of Illinois, Family Life, Forethought, Gerber, GPM Life, Loyal American, and United of Omaha.
If you don’t see your current prescription plan in this list, this doesn’t necessarily mean it isn’t being offered for 2012, but it is important to make sure the plan will still be available. Starting in the new year, Medicare insurance plans from 2011 may be changing according to premium cost, coverage detail, or even may cease to be available. According to the Centers for Medicare and Medicaid Services, for those Medicare insurance plans that will still be available, premiums are likely to be slightly lowered. Your plan may have worked best to fit your needs in 2011, but coverage may not coverage the exact benefits for 2012. For this reason, it is important to contact someone who has all the necessary information on new rates and plans.
At MedicareSolutions.com, our Medicare insurance specialists are exactly the ones to help you make such an important decision. During Open Enrollment Period, October 15-December 7, you can change your Medicare insurance plan at no cost to be effective January 1, 2012. Our Medicare specialists are more than happy to assist you with a new plan selection, also free of cost. Medicare coverage is important and at MedicareSolutions.com, we want to make the process as easy for you as possible.
Prescription Drug Assistance for Medicare eligible individuals is available in Illinois, known as the Extra Help program. Further assistance is available through Illinois Cares Rx. In order to meet eligibility requirements for Illinois Cares Rx, Medicare beneficiaries must request Medicare’s Extra help and also participate in a supplementary Medicare drug plan in order to make the most out of their benefits. You will receive an Illinois Cares Rx card and a Medicare drug plan card, both of which you will bring to the pharmacy. In order to qualify for Illinois Cares Rx Basic, you must earn less than $21,780 annually if you are single or less than $29,420 if you are married.
State Assistance Programs
Circuit Breaker and Pharmaceutical Assistance
The Illinois Circuit Breaker program provides grants to senior citizens and persons with disabilities to help them reduce the impact of prescription drugs costs and taxes on their lives.
Eligibility requirements to be met include:
- You must be an Illinois resident
- You must be 65 or older
- Your annual income must be less than $27,610 for individuals and less than $36,635 for married people
For more information call (800)624-2459 or visit the Illinois Department on Aging website.
Illinois SeniorCare
Illinois SeniorCare, or Illinois Cares Rx. is a state sponsored prescription drug assistance plan for people with or without Medicare. There are two plans: Illinois Cares Rx Plus and Illinois Cares Rx Basic. Illinois Cares Rx Plus covers almost all prescription drugs. Illinois Cares Rx Basic will cover prescription drugs that treat 11 common diseases, including cancer, glaucoma, diabetes, Alzheimer’s disease, heart disease and its related conditions, arthritis , lung disease, HIV/AIDS, multiple sclerosis, and Parkinson’s disease.
Illinois Cares Rx Basic
Eligibility requirements to be met include:
- You must be 65 years of age or older or be aged 16 and disabled
- You must have a yearly income of:
- no more than $21,780 if you are applying yourself
- no more than $29,420 if you are applying for both you and your spouse or for another eligible resident.
- less than $37,060 if you are applying for you, your spouse and one other eligible additional resident, or for you and a minimum of two additional eligible residents.
For more information call (800)226-0768 or visit the Illinois CaresRx website.
City specific Medicare plans: Chicago, IL, Rockford, IL, Joliet, IL, Naperville, IL, Elgin, IL
