Killeen Medicare, Bell County TX Medicare
Do I need more Medicare Coverage?
Finding the right Medicare carrier may seem difficult, but we are here to help you. Many people choose to add a Medicare plan to their current plan to receive more coverage. Oftentimes, people experience excess healthcare costs not covered by their Medicare Plan, so they add a plan to cover these costs. Since everyone has their own healthcare needs, there is a variety of plans for you to choose one that meets your medical and financial needs. Enter your zip code in the box above to find Medicare plans available in your area.
3 Medicare Carriers and 12 Medicare Plans in your area
It is important to find Medicare Plans that are offered in your particular area. Many Medicare carriers are members of a network of doctors and hospitals in an area. The doctors and hospitals will accept the Medicare plans offered by the carriers within the network. If you use a doctor or hospital that is not within the network, you may not receive coverage on the expenses you encounter there. However, in the case of an emergency, you may be able to receive extended coverage.
The three Medicare carriers in your area are Humana Health Insurance, Gerber Life Insurance Company, and Mutual of Omaha Medicare. Each of the Medicare carriers and Medicare plans offer different benefits and coverage. Below you can see a brief summary of the coverage, benefits, and fees associated with the Medicare Plan you choose.
1. Humana Health Insurance
Humana Health Insurance offers four of the 12 Medicare plans. These are PPO HumanaChoice H4520-003, PPO HumanaChoice R5826-026, PPO HumanaChoice R5826-075, and PPO HumanaChoice R5826-012. A PPO is a Preferred Provider Organization, which allows you to choose a primary care physician. These can be added to your Medicare Advantage Plan (Medicare Part C).
PPO HumanaChoice H4520-003 has a monthly premium of $104. There is a $15 co-pay for primary care office visits and a $40 co-pay for specialty visits. Hospital inpatients have $225 co-pay per day for the first seven days of their hospital stay. Hospital outpatients have $100-$150 co-pay per visit, depending on the cost of the visit. Pharmacy, such as prescription drug coverage, is included with this plan.
2. Gerber Life Insurance Company
This Medicare carrier offers three Medicare Supplement Plans: Plan A, F, and G. Medicare Supplement Plan F offers coverage on excess fees of your Medicare Plan. This includes fees you may encounter at doctors visits, such as “out-of-pocket” fees. It also offers coverage for your Part B deductible. Foreign travel emergency insurance is on of the many benefits of this plan. Medicare Supplement Plan F is one of the most popular Medicare Plan.
Medicare Supplement Plan F has a monthly premium of $118.69. There is a $0 co-pay for office visits, hospital inpatients, and hospital outpatients. Pharmacy is not covered with this Plan.
3. Mutual of Omaha Medicare
Mutual of Omaha Medicare offers five Medicare Supplement Plans. These are Medicare Supplement Plan A, F, G, M, and N. Medicare Supplement Plan N is one of the newest Plans offered to Medicare customers. It was designed to offer coverage on your Medicare fees, while keeping the cost of its premium low. This Plan offers complete coverage of your Medicare Part A deductible.
Medicare Supplement Plan N has a low monthly premium of $73.91 in your area. There is a $20 co-pay for both primary care and specialty office visits. Hospital inpatients and hospital outpatients have $0 co-pay. Pharmacy is not included with this Plan.
For more information, you may navigate around Medicare Solutions or call us and speak to a trained specialist at 1-800-328-7305.
