Maine Medicare Advantage and Medicare Supplement Plans 2011
MedicareSolutions.com represents various Medicare insurance carriers for the state of Maine, including United Healthcare, Coventry, Humana, Health Net, and others. Among these plans for 2011 will be Humana PDP Enhanced, AdvantraRx Value, AdvantraRx Premier, Health Net Orange Option 1 and Orange Option 2, and UnitedHealth Rx Basic.If you are a resident of Maine and are already enrolled in a Medicare insurance plan, MedicareSolutions.com can still help you with the rising costs of Medicare. Every year, Medicare insurance carriers make changes to the amount of plans they will be offering and the prices of existing plans. Sometimes, this can even mean changes in coverage details. If you are currently enrolled in a plan, your premium may be going up for 2010. Our Medicare specialists have all the updated 2011 rates for your plan, as well as all the rates for plans that may better fit your needs and budget.
During Open Enrollment Period, which is November 15-December 31st, you will be able to change your existing coverage free of cost. Our Medicare specialists can help you do this without the hassle and worry of feeling like you need to make such an important decision on your own. Contact MedicareSolutions.com today to go over your options at no charge or obligation.
Some individuals may be eligible for MaineCare. You may receive all the benefits of Medicare through the MaineCare program, which can cover almost all costs associated with Medicare. Generally, if you are enrolled in Medicare, you must also enroll in a Part D prescription medication policy. The plans will have premiums, co-payments, and deductibles, but if you are a MaineCare member, you will be eligible for subsidies to reduce or eliminate these costs. Maine also has the Medicare Savings Plan for QMB, SLMB, or QI eligible individuals. Medicare Savings Plan has similar benefits to those given to individuals enrolled in MaineCare.
State Assistance Programs
The Maine Low Cost Drug Program for the Elderly and Disabled
The Low Cost Drug Benefit (DEL) is subsidized by the State of Maine, which works with drug manufacturers to make them more affordable. However, this plan only covers medications listed on the DEL Preferred drug list.
Maine will pay 80% less $2.00 for generic drugs and 80% less $2.00 for brand-name medication
Eligibility requirements to be met include:
- You must be a Maine resident
- You must be 62 or older, or 19 or older and disabled
- You must not have MaineCare (Medicaid) and must be receiving Medicare
- Your annual adjusted gross income must be less than $20,036 for individuals and less than $26,955 for couples
For more information call (866)796-2643 or visit the Maine Elder Services website.
