Medicare can be a confusing topic. That’s why Medicare Solutions is here to help free of charge. Medicare Health Insurance is offered uniformly throughout the country. We offer our service throughout the United States and have the experience to help you make an informed decision about Medicare Health Insurance. Here is a quick overview of your options. To get things started and further go into depth about your options, give us a call today.

Part A

Hospital – Original Medicare.
1. No Premium.
2. No deductible.

Part B

1. Medical – Original Medicare.
2. Monthly Premium.
3. Annual deductible and you pay 20%.

Part C

1. Medicare “Advantage” Plans.
2. Through health plan carriers.
3. Advantages (additional benefits)

Part D

1. Prescription Coverage.
2. Through prescription carriers.

There are 2 option aviable to medicare plan holders.

First Option
Medicare Advantage Plans (Part C)

1. 1. Covers Part A, Part B, and Part D of Medicare.

2. 2. All plans approved by Medicare.

3. 3. Premiums per month.

4. 4. “Advantages” (annual physical, vision, gyms).

5. 5. Available through national/regional carriers.

6. 6. Most plans include prescription coverage.

Second Option
“Supplement or medigap” plans.

1. 1. Covers Part A and B only – Need to buy Part D.

2. 2. Plans are standardized by Medicare.

3. 3. Premiums start at about $110 per month.

4. 4. Available through insurance companies.

1. 1. Available through RX plan and Medicare Advantage.

2. 2. Different plans and co-pay levels.

3. 3. Plans may have deductibles.

4. 4. Plans may cover generics in the “gap”.

5. 5. Available at pharmacies or through the mail order.

How Part D Works

You Pay CoPay	Retail Price
$7	$100
$24	$250

When the co-pay and retail amount totals $2,700*…
you are in the “Doughnut Hole.” You pay full price until you have paid $1,650* out of your own pocket. You are now out of the GAP and you pay the greater of $2.40 or $6 or 5%.

*This does vary by plan.

Let Medicare Solutions compare plans for you so you can get the Medicare Health Plan that meets your health and financial needs. No one should expect all this information to be familiar. That’s what we are here for. It can all get a little overwhelming at times, we understand. Medicare Solutions is here to assist you in the process to find what suits your individual needs. We take the time to talk to you for however long it may take until you are satisfied and comfortable with the choices. Medicare Solutions is about personal attention. You speak with a live insurance specialist, not a computer. Call us to start the process of gaining the information and attention you deserve to make the best decision about Medicare Health Insurance for you.