Part A

Hospital - Original Medicare

Part B

Medical - Original Medicare

Part C

Medicare "Advantage" Plans

Part D

Prescription Coverage

You have 2 Options

For additional Coverage

First Option

• Medicare Advantage Plans (Part C)
• 1.  Covers Part A, Part B and Part D of Medicare
• 2.  All plans approved by Medicare
• 3.  Premiums $0 to $150 per month
• 4.  "Advantages", such as, annual physical, vision
• 5.  Available through national/regional carriers

Second Option

1. "Supplemental or mediagap" plans
2. 1.  Covers Part A and B only. Need to buy Part D
3. 2.  Plans are standardized by Medicare
4. 3.  Premiums start at about $110 per month
5. 4.  Available through insurance company

Part D       (Medicare Prescription Coverage)

• 1.  Available through Prescription and Medicare Advantage
• 2.  Three prescription plans and four co-pay levels
• 3.  Plans may have deductibles
• 4.  Plans may cover generics in the "gap"
• 5.  Available at pharmacies or through mail order

How Part D works