Minnesota Medicare Plans
Medicare Supplement (Medigap) Policies
Minnesota requires insurers to offer at least one Medicare Supplement plan to adults under sixty-five afflicted with disability.
Mini-COBRA Policies (small group)
Minnesota mandates small employer continuation coverage for thirty-six months following separation.
Medicare Savings Program (premium support)
Minnesota has three Medicare Savings Programs:
- Qualified Medicare Beneficiaries (QMBs): For individuals with a monthly income under $993 and for couples with a monthly income under $1332, the state pays all premiums for Part B and all Co-Pays and Deductibles for Parts A & B
- Specified Low-Income Medicare Beneficiaries (SLMBs): For individuals with income under $1187 or couples with income under $1593, the state pays premiums for Part B.
- Qualified Individuals (QIs): For individuals with income under $1333 or for couples with an income under $1790, the state pays premiums for Part B.
The Minnesota Comprehensive Health Association is available to to Minnesota residents on the basis of HIPAA and HCTC eligibility.
State Health Insurance Assistance Program (SHIP)
The Minnesota SHIP is known as the Minnesota Senior LinkAge Line and serves both seniors and persons with disabilities under 65 with Medicare information. The Minnesota Senior LinkAge Line also works closely with the Disability Linkage Line, which serves persons with disabilities on benefits issues (with the exception of Medicare-related concerns). The Minnesota Senior Linkage Line is also the Aging and Disability Resource Center (ADRC) for MN and the point of access for all inquiries about Prescription Drug assistance and Medicare Savings Programs for Minnesota as well as caregiver supports, long-term care options counseling, long-term care partnership, and home and community based services for seniors. http://www.mnaging.org/advisor/SLL_SHIP.htm
If you live in Minnesota, consult with one of our MedicareSolutions.com insurance specialists to get personal assistance that is specific to your area. One of our experienced specialists can compare plans in your area and help you find the Medicare insurance benefits that are right for your needs.