Nevada Medicare
Medicare Solutions offers Medicare insurance plans in Nevada from multiple carriers such as AARP/United Healthcare, Aetna, Anthem BCBS, Coventry, Health Net, Humana, Mutual of Omaha and Secure Horizons.
Medicare has four parts (Part A, Part B, Part C and Part D) which cover an array of different medical expenses. Part A covers hospital insurance and helps pay for care in hospitals and skilled nursing facilities. Part B covers medical insurance, which helps pay for doctors, outpatient hospital care and other medical services which Part A does not cover. Part C involves Medicare Advantage plans and Part D pertains to prescription drug coverage. Nevada offers specialized Medicare health insurance plans to better cater to the individuals needs regarding insurance plans. Medicare helps with the high costs of healthcare and it is important for every individual to have coverage.
Nevada offers a State Health Insurance Assistance Program (SHIP) which provides information, counseling and assistance to Medicare Beneficiaries in Nevada involving a statewide network of volunteers. The Nevada Medicare SHIP program provides services in the eligibility and information on Medicare entitlements, assistance with claims, requests for reconsiderations, and appeal processes for Medicare and Supplemental Insurance.
Nevada also offers the Aging and Disability Resource Center which was a three year grant sponsored by the Administration on Aging and the Centers for Medicare and Medicaid Services. The Aging and Disability Resource Center provides seniors the opportunity for public education, information on long-term support options, benefits counseling, crisis intervention and assistance in planning for long-term support needs. They also give seniors access to eligibility screening, assessment of long-term support needs and financial eligibility determination.
Medicare insurance plans change every calendar year and it is important to find out what changes will be taking place in your current policy, such as alternations in coverage and an increase in premiums. If the changes which will occur are not to your liking and no longer fit your needs, a Medicare Solutions specialist can help you reevaluate your plan and find a new one to better fit you. In addition to reevaluating current plans, Medicare Solutions specialists can help answer general questions or enroll you in your very first Medicare health insurance plan.
Medicare Solutions.com offers a free service to provide you with professional guidance on what Medicare insurance plan best suits you. Balancing the cost of a plan and benefits of a plan can be overwhelming and confusing. Medicare Solutions specialists can help you balance the combination of cost and benefits of the plan to determine what plan is the best fit.
State Assistance Programs
Nevada Senior Rx
Senior Rx provides relief for Nevada seniors from prescription drugs costs. Senior Rx provides assistance with Medicare Part D expenses. There is no premium or deductible for Senior Rx. Generic drugs cost $10 and preferred brand cost $25.00.
Eligibility requirements to be met include:
- You must be a Nevada resident for at least one year
- You must be 62 or older on the date of application
- You must not have full Medicaid benefits
- Your annual adjusted gross income must be less than $25,477 for individuals and less than $33,963 for married people
For more information call (866)303-6323 or visit the Nevada Senior Rx website.
Nevada Disability Rx
Nevada Disability Rx provides assistance to Nevada residents with the cost of prescription drugs to qualified individuals with disabilities.
Benefits for non Medicare eligible individuals include no monthly premium, no deductible, annual coverage limit of $5,100 and copayments of $10 for generics and $25 for preferred brands.
Benefits for Medicare eligible individuals include help with monthly premiums for Part D.
Eligibility requirements to be met include:
- You must be a Nevada resident for at least one year
- You must be between the ages of 18 and 61 with a verifiable disability
- Your annual adjusted gross income must be less than $24,561 for individuals and less than $33,742 for married people
For more information call (866)303-6323 or visit the Nevada Disability Rx website.
