Nevada Medicare Plans
Medicare Supplement (Medigap) Policies
Nevada does not require insurers to offer Medicare Supplement policies to adults under sixty-five afflicted with disability.
Mini-COBRA Policies (small group)
Nevada mandates continuation coverage with small employers for thirty-six months following separation.
Medicare Savings Program (premium support)
Nevada has three Medicare Savings Programs:
- Qualified Medicare Beneficiaries (QMBs): For individuals with a monthly income under $958 and for couples with a monthly income under $1293, the state pays all premiums for Part B and all Co-Pays and Deductibles for Parts A & B
- Specified Low-Income Medicare Beneficiaries (SLMBs): For individuals with income under $1149 or couples with income under $1551, the state pays premiums for Part B.
- Qualified Individuals (QIs): For individuals with income under $1293 or for couples with an income under $1745, the state pays premiums for Part B.
State Pharmaceutical Assistance Programs
- Senior Rx: For low-income Nevada residents over sixty-two years old, Senior RX provides help with Medicare Part D premiums or, for seniors not covered by Medicare, offers low-cost prescription coverage up to a certain level.
- Disability Rx: For low-income Nevada residents between the ages of 18 and sixty-one afflicted with disability, Disability RX provides low-cost prescription drug coverage. However, this program only provides coverage according to funding availability.
State Health Insurance Assistance Program (SHIP)
SHIP counseling is provided through twenty-seven regional offices. Call and make an appointment to consult about Medicare benefits; Spanish-speaking counselors are available throughout Southern Nevada. Home visits are not available.