Nevada Medicare Plans
Medicare Supplement Insurance (Medigap) Policies
Nevada does not mandate plan providers to sell Medicare Supplement Insurance (or Medigap) policies to Medicare recipients under age 65. Some plan providers may still offer Medicare supplement options to those under 65, but they may charge higher costs or set other restrictions that do not apply to those 65 and older, or they may deny your application.
Medicaid is Nevada’s health insurance program for low-income individuals and families.The Nevada Department of Health and Human Services expanded Medicaid eligibility to include low-income adults in order to make free or low-cost health insurance available to more residents. ACCESS Nevada is the state’s online application portal for Medicaid and other benefits.
Mini-COBRA Policies (Small Group)
The Nevada Continuation of Coverage law requires small employers (less than 20 employees) to offer continuation coverage for a maximum of 18 months to employees who were covered under the company’s group insurance plan for at least three months immediately prior to coverage ending.
Medicare Savings Program
Nevada offers four Medicare Savings Programs that individuals who qualify may apply for through the Nevada Department of Health and Human Services Division of Health Care Financing and Policy. The qualification standards are:
Nevada State Health Insurance Assistance Program (SHIP)
Nevada SHIP is a state-wide program through the Aging and Disability Services Division of the Department of Health and Human Services. Volunteer counselors provide free one-on-one assistance for seniors and their families, as well as answers to common Medicare questions like choosing a plan and processing claims. The SHIP program also actively participates in community outreach and refers to other state and community service providers.
Low-Income Subsidy (Extra Help) for Prescription Drugs
In 2015, the low-income subsidy for Extra Help with prescription drugs in Nevada is $24.25.
If you live in Nevada and have questions about the benefits listed above or how to choose the health care coverage that’s best for you, consult with one of our MedicareSolutions.com specialists for customized guidance.Our knowledgeable team members can help you compare plans in your area to ensure you find the Medicare insurance benefits that are right for your health care needs.