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New Hampshire Medicare Plans

Medicare Supplement (Medigap) Policies
New Hampshire requires insurers to offer a Medicare Supplement policy to those adults under sixty-five afflicted with disability.

Mini-COBRA Policies
New Hampshire mandates continuation coverage with small employers for thirty-six months following separation.

Medicare Savings Program (premium support)
New Hampshire has three Medicare Savings Programs:

  • Qualified Medicare Beneficiaries (QMBs): For individuals with a monthly income under $903 and for couples with a monthly income under $1215, the state pays all premiums for Part B and all Co-Pays and Deductibles for Parts A & B
  • Specified Low-Income Medicare Beneficiaries (SLMBs): For individuals with income under $1083 or couples with income under $1457, the state pays premiums for Part B.
  • Qualified Individuals (QIs): For individuals with income under $1219 or for couples with an income under $1640, the state pays premiums for Part B.

To qualify for any one of these programs, participants must have assets below $6,600 or be part of a couple with assets below $9,910.

High-Risk Pool
The New Hampshire Health Plan offers coverage to New Hampshire residents on the basis of Medical, HIPAA and HCTC eligibility.

State Health Insurance Assistance Program
New Hampshire’s SHIP program is called Service Link, administering Medicare Learning Centers to provide free and confidential health insurance counseling with a certified Medicare specialist, assistance in applying for cost savings programs, assistance in applying for the most cost effective Medicare Prescription Drug plans, help in analyzing other Medicare programs such as Medicare Supplements and Medicare Advantage plans, and much more. Medicare Learning Centers are located at the ServiceLink Resource Centers in each county.

Low-Income Subsidy (“extra-help”) for Prescription Drugs: This program is a subsidy for Part D recipients with resources under $13,070 (or $26,120 for a couple) to receive money towards a Medicare prescription drug plan. The benchmark of support is different depending on which region of the country you live in. In New Hampshire in 2012, the low-income subsidy was $31.18 per month.

If you live in New Hampshire, consult with one of our insurance specialists to get personal assistance that is specific to your area. One of our experienced specialists can compare plans in your area and help you find the Medicare insurance benefits that are right for your needs.