New Hampshire Medicare Plans
Medicare Supplement Insurance (Medigap) Policies
New Hampshire does not mandate plan providers to sell Medicare Supplement Insurance (or Medigap) policies to Medicare recipients under age 65. Some plan providers may still offer Medicare supplement options to those under 65, but they may charge higher costs or set other restrictions that do not apply to those 65 and older, or they may deny your application. In New Hampshire, Colonial Penn Life Insurance Company offers plans to eligible beneficiaries under 65.
New Hampshire Medicaid is the state’s health insurance program for low-income individuals and families.The New Hampshire Medicaid Care Management (MCM) Program allows Medicaid recipients to manage and coordinate their health care. Qualified individuals have the option to choose from two plans: WellSense Health Plan and New Hampshire Healthy Families.
Mini-COBRA Policies (Small Group)
Under New Hampshire law, small employers (less than 20 employees) are not required to offer health insurance continuation coverage for employees.
Medicare Savings Program
New Hampshire offers four Medicare Savings Programs that individuals who qualify may apply for through the New Hampshire Department of Health and Human Services Division of Family Assistance. The qualification standards are:
New Hampshire State Health Insurance Assistance Program
New Hampshire provides a Medicare Learning Center inside each ServiceLink Resource Center, located in every county in the state. Medicare Learning Centers provide information to Medicare beneficiaries and their caregivers to help them better understand their health care coverage options. Their certified specialists and volunteers provide free counseling and application assistance.
Low-Income Subsidy (ExtraHelp) for Prescription Drugs
In 2015, the low-income subsidy for Extra Help with prescription drugs in New Hampshire is $29.60.
If you live in New Hampshire and have questions about the benefits listed above or how to choose the health care coverage that’s best for you, consult with one of our MedicareSolutions.com specialists for customized help.Our knowledgeable team members can help you compare plans in your area to ensure you find the Medicare insurance benefits that are right for your needs.