New Mexico Medicare Plans
Medicare Supplement (Medigap) Policies
New Mexico does not require insurers to offer Medicare Supplement policies to adults under sixty-five.
The State mandates small employer's continuation coverage for up to nine months. The New Mexico Health Insurance Alliance permits some individuals to continue to maintain Alliance coverage indefinitely. In order to be eligible, an individual must have maintained Alliance group coverage for six months and no longer be eligible for this coverage for almost all reasons (e.g. loss of employment, loss of policy, death and divorce).
The ADRC/ SHIP is the single point of entry for older adults, people with disabilities, their families and the general public to access a variety of services, including state and federal benefits, adult protective services, prescription drugs, in-home and community-based care, housing, and caregiver support. New Mexico State Health Insurance Assistance Program (SHIP) is a national program that offers one-on-one counseling and assistance to people with Medicare and their families. Coordinators provide benefits counseling on Medicare, Medicare prescription drug program, Social Security, Medicaid, and Veteran's benefits. NM SHIP ensures that older New Mexicans receive accurate, unbiased information about health care options and other entitlements. It does not sell, endorse or recommend any specific insurance or other health plans.
State Coverage Options
- The New Mexico Health Insurance Alliance is a public-private partnership providing coverage for those who have lost group coverage and small employer with difficulty buying commercially available group plans.
- The New Mexico Medical Insurance Pool provides coverage to those uninsurable in the commercial market. The program is administered by Blue Cross Blue Shield of New Mexico.