North Carolina Medicare
Some of the carriers we represent in the state of North Carolina are Mutual of Omaha, Humana, and UniCare.
In 2010, some North Carolina Medicare beneficiaries will see significant changes for the first time since 1992. These changes, however, will only affect those turning 65 on or after June 1, 2010 and/or those who change plans after this date. For this reason, it is extremely important if you already have a Medicare insurance plan to review how this plan is changing and what other options are available that may better suit your needs. You do not need to do this alone; at MedicareSolutions.com, our Medicare specialists are more than happy to assist you in the decision making process.
There are former optional plans that will now be implemented as a basic benefit in 2010. Hospice Benefit gives full support for non-curative diseases. In the past, the people of North Carolina chose hospice care to receive full support of their terminal illnesses, but in 2010 this will be a core benefit and part of all new plans.
Additionally, North Carolina will be implementing two new plans: Plan M and Plan N.
Both plans will act as an alternative for Medicare partients that may be losing coverage or those who are facing premium increases and/or benefit decreases. Plan M makes the insured 50% responsible for Part A deductible and Plan N will create a $20 doctor's office copay along with a $50 emergency room copay. Each plan forecasts an approximate 15-30% lower premium than the current North Carolina Medicare Supplement Plan F's.
Plans E, H, I, and J will be removed completely and Home Recovery and Preventive Care benefits will be removed for those plans that apply.
State Assistance Programs:
NCRx is a state-run prescription drug assistance program to help low-income seniors participate in the Part D prescription drug programs. NCRx will pay up to $18 towards monthly premiums for drug plans that work with NCRx as long as a participant meets the eligibility requirements. You will be eligible if:
- North Carolina resident
- Medicare Beneficiary
- Age 65 or older
- You are single and earn $18,952 or less or are married and earn $23,100 or less
- You have a comprehensive savings, real estate, and investment of $20,000 or less for individuals and $30,000 or less for married couples. This does not include your house, automobile, or costs for burial expenses ($1,500 per person)
- Enrolled or will enroll in a Medicare Prescription Drug Plan that participates with NCRx
- No other form of drug coverage that is as good or better than Medicare Part D
- Not eligible for the full federal "Extra Help" subsidy for Medicare Part D
For more information you can call 1-888-488-NCRX.
For City-Specific Medicare Plans, visit:
Charlotte Medicare; Raleigh Medicare; Greensboro Medicare;
Durham Medicare; Winston-Salem Medicare;
