Ohio Medicare Advantage and Medicare Supplement Plans 2012
Some of the carriers we represent in the state of Ohio are: Aetna, American Continental, Anthem, Family Life, Forethought, Geber, GPM Life, Loyal American, and United of Omaha. For more information on specific plans, view Medicare insurance plans by state.
Some Ohio residents may be eligible for the Medicare Premium Assistance Program (MPAP) which helps people who are eligible for Medicare and have limited income and assets. These individuals can get help with the cost of one or more of the following: Medicare premiums, Medicare deductibles, or Medicare coinsurance. To qualify for MPAP, applicants must be eligible for Medicare, be a U.S. citizen or meet Medicaid citizenship requirements, be an Ohio resident, have a Social Security number, and meet certain financial requiremtns.
Qualified Medicare Beneficiaries (QMBs) are eligible if their income monthly is 100% below the Federal Poverty level. For 2012, this amount for an individual per month is $867, and for a couple is $1,167. QMB will only pay for Medicare-covered services received from providers who accept Medicaid.
Specified Low-Income Medicare Beneficiaries (SLMBs) are eligible if their monthly income is between 101% and 120% of the Federal Poverty level. For 2012, this amount for an individual per month is between $868 and $1,040, and for a couple is between $1,168 and $1,400.
Finally, Qualified Individuals (QI-1s) are available if their monthly income is between 121% and 135% of the Federal Poverty Level. For 2012, this amount for an individual per month is between $1,041 and $1,170, and for a couple is between $1,401 and $1,575. Under SLMB or QI-1, Medicaid pays your Medicare Part B premium to Medicare for you.
It is also important to keep in mind that Medicare Open Enrollment Period takes place between October 15 and December 7. During this time, you are able to change your Medicare insurance plan free of cost. However, it is the individual’s responsibility to research important information such as what plans will be available in the new year, and at what costs (premiums often increase each year and coverage details change). You don’t have to feel that you need to handle such an important decision on your own. At MedicareSolutions.com, our Medicare specialists have all the information about 2012 plans and rates and will help you find which one is the most affordable and comprehensible for your needs. Again, our service is no cost to you.
For City Specific Medicare plans, visit: Cincinnati Medicare; Cleveland Medicare; Columbus Medicare; Toledo Medicare;Akron Medicare;Dayton Medicare
