Oregon Medicare Plans
Medicare Supplement (Medigap) Policies
Oregon requires insurers to offer at least one Medicare Supplement policy to adults under sixty-five.
Mini-COBRA Policies (Small Group)
Oregon requires small employers providing group coverage to continue for nine months following termination of employment. However, group coverage providers can choose to drop certain benefits (e.g. dental, prescription drug coverage).
State Pharmaceutical Assistance Program
Oregon offers a Pharmaceutical Assistance program for those who need help paying for HIV-AIDS drugs.
Medicare Savings Programs
- Qualified Medicare Beneficiaries (QMBs): For individuals with a monthly income under $973 and for couples with a monthly income under $1311, the state pays all premiums for Part B and all Co-Pays and Deductibles for Parts A & B
State Health Insurance Assistance Program (SHIP)
The Senior Health Insurance Benefits Assistance program (SHIBA) is a statewide network of trained volunteers who educate, assist, and serve as advocates for people in Oregon with Medicare. SHIBA volunteers help people with Medicare understand their rights and options in health insurance so that they can make informed choices. SHIBA provides Medicare recipients with the most up-to-date information on Medicare and related insurance through trained volunteers, as well as through education and outreach. The program is funded in part by the Department of Consumer and Business Services.
State High-Risk Insurance Pool
Oregon has a high-risk pool available on the basis of medical eligibility.