Premera Blue Cross Medicare Insurance Plans
Premera is a Blue Cross and Blue Shield Association independent licensee that serves the interests of residents in Washington state and Alaska. It offers Medicare solutions designed to complement the essential Medicare benefits provided to you as you turn age 65. The plans it offers supplement costs not otherwise covered, thereby lowering your out-of-pockets expenses.
Premera Medicare Solutions
Its solutions are offered and designed to replace the Medicare Part A and B coverage (known as Original Medicare). Its plan options also pay for a prescription drug benefit plan that normally would have to be paid by you. These options help you cover your expenses associated with certain Part A hospitalization costs (hospital and skilled nursing room expenses, as an example) and Part B costs like doctor services.
Premera Medicare Advantage Plans
The Medicare Advantage Plans offered under Medicare Part C take the place of your Original Medicare program benefits. Its plans not only provide you with the basic benefits you are entitled to but also additional benefits not covered to pay for such expenses as coinsurance and copayment requirements, deductibles payable under Parts A and B, and other out-of-pocket costs. Plans it offers include the Premera Blue Cross Medicare Advantage Health Maintenance Organization, HMO Plus, HMO Point-of-Service In-Network, and HMO POS Plus In-Network.
Premera Prescription Drug Benefits and Plans
It also offers as part of its Medicare Advantage Plans Medicare Part D Prescription Drug Plan (PDP) coverage, which pays prescription drug costs not otherwise covered. This benefit is included in your Part C (Medicare Advantage) coverage and can be used as a gateway for paying those expense that you would otherwise have to pay for in order to receive the medications you need.
Find a Premera Medicare Plan
To narrow down your options and find a plan that best suits your needs and budget, visit Medicare Solutions and use its free and easy customizable tool to search, filter, and run a comparison of all the Premera Blue Cross Medicare Insurance plans that are available in your area.