Rhode Island Medicare Plans
Medicare Supplement (Medigap) Policies
Rhode Island does not require insurers to offer Medicare Supplement policies to adults with disabilities.
Rhode Island requires employers to provide continuation coverage for eighteen months.
State Disability Program
Rhode Island offers disability insurance benefits to those who lose wages due to weeks spent disabled. For more information, see: http://www.dlt.ri.gov/tdi/
State Pharmaceutical Assistance Program
Rhode Island Pharmaceutical Assistance for the Elderly provides elderly, low-income residents who are enrolled in Medicare Part D.
For more information, see: http://www.dea.ri.gov/programs/prescription_assist.php
State Medicare Savings Programs
Rhode Island has three Medicare Savings Programs:
- Qualified Medicare Beneficiaries (QMBs): For individuals with a monthly income under $850.83 and for couples with a monthly income under $1140.83, the state pays all premiums for Part B and all Co-Pays and Deductibles for Parts A & B
- Specified Low-Income Medicare Beneficiaries (SLMBs): For individuals with income under $1021 or couples with income under $1369, the state pays premiums for Part B.
- Qualified Individuals (QIs): For individuals with income under $1148.63 or for couples with an income under $1540.13, the state pays premiums for Part B.
Rhode Island does not have a state-run high-risk insurance pool.
If you live in Rhode Island, consult with one of our MedicareSolutions.com insurance specialists to get personal assistance that is specific to your area. One of our experienced specialists can compare plans in your area and help you find the Medicare insurance benefits that are right for your needs.