South Dakota Medicare

Some of the carriers we represent in the state of South Dakota are Aetna, AARP, HealthSpring, and Humana. For more information on specific plans, view Medicare insurance plans by state.

In South Dakota, 88% of people with medicare have prescription drug coverage, including 65% with Part D. Each Medicare member of South Dakota has access to a Medicare Advantage plan with maximum out-of-pocket cost limit less than or equal to $3,400.

There are 46 Medicare drug plans available in the state. The lowest monthly premium in 2009 was $22.80. There are 18 plans that have $0 deductibles. $62 is the lowest monthly premium for a prescription drug plan with any generic coverage in the coverage gap. There are also 8 plans in South Dakota that have a premium of $0 for people who qualify for Extra Help.

Medicare offers prescription drug coverage for all people with Medicare. If you qualify you could also be eligible for extra help with paying your drug prescription costs.

Medicare Prescription Drug Coverage will:

• be available to all people with Medicare
• help people with Medicare pay for the prescription that they need
• provide low-cost drug coverage for those with limited income and assets
• pay for both brand name and generic drugs
• allow people with Medicare to choose between at least two Medicare prescription drug plans
• allow convenient access to local pharmacies

For more information regarding Medicare Part D in South Dakota you can visit rxaccess.sd.gov

Plan costs and coverage changes every year so you should check to see if your plan still meets your needs and budgets. There may be better health and/or drug plans available with better coverage or a lower deductible in 2010. You don't have to feel that you need to handle such an important decision on your own. At MedicareSolutions.com, our Medicare specialists have all the information about 2010 plans and rates and will help you find which one is the most affordable and comprehensible for your needs. Our service is no cost to you.

State Assistance Program:

Senior Health Information and Insurance Education (SHIINE)

SHIINE is a federally funded program through the Centers of Medicare and Medicaid and is administered by the South Dakota Department of Social Services Division of Adult Services and Aging. They are committed to providing free, confidential, and unbiased infromation regarding Medicare.