Warren Medicare, Macomb County MI Medicare
What Medicare Plans are available in my area?
There are a total of fifteen Medicare Plans available to you in Warren, MI. These Medicare Plans are offered by Medicare carriers Humana Health Insurance, Gerber Life Insurance Company, Mutual of Omaha Medicare, and Aetna.
1. Humana offers five of these Medicare Plans in your area. They are PPO HumanaChoice H5826-053, PPO HumanaChoice R5826-072, and PPO HumanaChoice R5826-072. These Plans can be added to your Medicare Advantage Plan (Medicare Part C). A PPO is a Preferred Provider Organization.
HumanaChoice H5826-053 has a monthly premium of $0. There is a $10 co-pay for primary care office visits and a $30 co-pay for specialty office visits. Hospital inpatients (those who require over-night stay at the hospital) have $550 co pay per stay. Hospital outpatients (those who require medical service, but not an overnight hospital stay) have a $50-$95 co-pay per visit, depending on the cost of the visit. Pharmacy, such as Prescription Drug coverage, is not included with this Plan.
2. Gerber Life insurance offers four Medicare Supplement Plans: Medicare Supplement Plan A, C, F, and G. Medicare Supplement Plan F has a monthly co-pay of $157.39. There is $ co-pay for office visits, hospital inpatients, and hospital outpatients. Pharmacy is not covered with this Plan.
3. Mutual of Omaha offers four Medicare Supplement Plans, Plan A, C, F, and G. Medicare Supplement Plan G has a monthly premium of $120.31. There is $ co-pay for office visits, hospital inpatients, and hospital outpatients. Pharmacy is not covered with this Plan.
4. Aetna offers four Medicare Supplement Plans to Warren, MI as well. They are Medicare Supplement Plans A, B, C, and F. Medicare Supplement Plan F has a monthly premium of $200.70. There is a $0 co-pay for office visits, hospital inpatients, and hospital outpatients. Pharmacy is not covered with this Plan.
Benefits and coverage of the Medicare Plans:
Medicare Supplement Plan F offers coverage on excess fees from your Medicare Plan. This includes such fees as out-of-pocket costs. There are several benefits you will experience with your Medicare Supplement Plan F. For example, foreign travel emergency insurance is a benefit of this Plan.
Medicare Supplement Plan G also offers coverage for excess costs of your Medicare Plan. It offers coverage for your co-payments and co-insurance of Medicare Part A and B. This Supplement Plan offers the benefit of a skilled nursing facility care (such as a nursing home).
Why should I add a Medicare Plan?
Finding a health insurance plan that best fits your healthcare needs may seem overwhelming, but we are here to make the search easier for you. If the Medicare Plan you have chosen does not offer coverage for all of your healthcare needs, you can add a Medicare Plan. These additional Plans will help fill in the gaps that your current health plan may not cover. You can choose a Medicare Plan that meets your specific medical and financial needs. Enter your zip code in the Box above to find Medicare Plans available in your area.
For more information, you may navigate around Medicare Solutions or call us and speak to a trained specialist at 1-800-328-7305.
