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West Virginia Medicare

Some of the carriers we represent in state of West Virginia are CIGNA, Aetna, Humana, and AARP. For more information on specific plans, you can view Medicare insurance plans by state by entering your zip code above.

State Assistance Programs

AmeriHealthRx works with the Federal Government and is available throughout Pennsylvania and West Virginia. With this plan you have a choice of the following benefits:

Option 1: Monthly Premium-$54.30

Option 1 provides the standard Medicare Part D prescription drug benefit (with $295 annual deductible; 25% coinsurance from $295.01 to $2,700 in total yearly costs). After the member's yearly true out-of-pocket (TROOP) costs reach $4,350, AmeriHealth Rx members will pay the greater of 5% coinsurance or $2.40 generic and $6 brand copayment for the rest of the year.

Option 2: Monthly Premium-$58.90

Option 2 provides a higher level of coverage than Option 1. There is no deductible. Before the annual drug costs (paid by the member and/or plan) reach $2,700, AmeriHealthRx members will pay the following for prescription drugs:

  • $7 generic at a retail pharmacy, 30-day supply
  • $30 brand preferred at retail pharmacy, 30-day supply
  • $70 non-preferred brand at retail pharmacy, 30-day supply
  • 33% for specialty drugs at retail pharmacy, 30-day supply

After you reach $2700, you pay 100% of drug costs at discounted prices throughout the coverage gap. After your total out-of-pocket drug costs reach $4,350 AmeriHealthRx members will pay the great of 5% coinsurance or $2.40 generic and $6 brand copay thereafter.

Plan costs and coverage details change each year so it's best to check if your plan still meets your needs and budget. There may be better health plans available with better coverage or a lower deductible in 2010. You don't have to feel that you need to handle such an important decision on your own. Our Medicare specialists have all the information about 2010 plans and rates and will help you find which one is the most affordable and comprehensible for your needs. Our service is no cost to you.

 

 

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